MoneyFour Behaviors That Could Destroy Your FinancesSheiresa NgoOctober 15, 2010December 18, 2014 by Sheiresa NgoOctober 15, 2010December 18, 201492 Each one of us has a certain “money personality†that drives our financial behavior. And sometimes, a certain personality can cause us to form an...
MoneyDealing With Debt: 12 Signs That It’s Time to Get HelpSheiresa NgoSeptember 28, 2010June 24, 2011 by Sheiresa NgoSeptember 28, 2010June 24, 2011117 If you’re like most people, you probably have debt. From student loan debt to credit card and mortgage debt, it’s the weight on your shoulders...
MoneyManaging Credit: Understanding Your Utilization RatioSheiresa NgoAugust 17, 2010August 27, 2010 by Sheiresa NgoAugust 17, 2010August 27, 2010109 Creditors use a calculation called a credit utilization ratio, which makes up 30% of your FICO score. Next to your payment history (which makes up...