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Whether you are a novice home buyer or a seasoned homeowner, HomeShark has the information you need to make educated decisions about real estate. This software company and licensed mortgage broker’s consumer-friendly site offers plenty of unbiased advice regarding the buying, selling and refinancing of homes to the 40,000 users who visit the site per month. The one-year-old company saw the World Wide Web as a lucrative medium to get information to customers who wanted to cut out the pressure and excessive fees of buying or selling property, says Michael Zimmerman, HomeShark’s vice president of corporate development. “Our services are designed to provide consumers with direct, useful information that will enable them to be informed, responsible homeowners, while saving them time and money,” he says.
Think you’re ready to make the transition from renting to owning? A search engine questionnaire will help you determine how much you can afford to spend, or whether renting remains your best option. Perhaps you already own a home and want to reduce existing monthly payments or reduce interest costs on your mortgage. HomeShark’s comprehensive refinancing guide walks you through the steps to replace your existing mortgage with a new one.
HomeShark even offers home purchase financing at a discounted rate. Using the Internet’s wide-reaching capabilities and up-to-date technology, you can bypass the red tape associated with traditional bank or 111 mortgage broker lending. Since there are fewer papers to process or commissioned brokers to pay, the origination or transaction fee for a pre-qualified HomeShark loan is only 3/8 of a point–60% less than the 1%-2% industry standard. More than 20 regional and national banks, including Chase Manhattan and Bank of America, participate in the program.
For more information, call HomeShark at 800-HOMESHARK.