Planning & Budgeting Archives - Black Enterprise

Money > Planning & Budgeting

windfalls

How to Budget for Unexpected Windfalls

Having a plan for unexpected windfalls can be as important as anticipating surprise expenses. Just…

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paycheck

Tired of Living Paycheck to Paycheck? Escape Now

Because exhibiting champagne taste while on a beer budget can be detrimental to achieving your financial goals

If you are tired of feeling like you don’t have enough to save or spend…

By Ashley M Fox

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3 Wealth Lessons from A BE 100s Legend: Herman J. Russell

Learn money management practices and philosophies for your personal and business growth

I have had the great fortune to interview a number of business icons who have…

By Derek T. Dingle

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money

It’s Your Money. Who’s Spending It?

My recommendation: Track your spending for a month. Play close attention to money spent to provide for the wants and needs of others

It’s your money. Whether you’re barely making ends meet or have more than enough, you’ve…

By Alfred Edmond, Jr.

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teens

Teaching Teens About Money: 3 Key Lessons

We all benefit from financial education. However, teenagers are often in critical need of information and guidance about money

We all benefit from financial education. However, teenagers are often in critical need of information…

By Alfred Edmond, Jr.

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new baby

New Baby On The Way? 7 Money Moves To Make Now

Having a baby is a financial decision, and it’s critical to plan accordingly

The value of a human life will always be more than any price you can…

By Alfred Edmond, Jr.

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money

Getting Your Brain to Help You Save Money

A Bankrate.com study shows that 66 million Americans lack any savings for unexpected emergencies

Behavioral finance experts say, however, before we start beating ourselves up, we need to take…

By Stacey Tisdale

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budget

Author of “Thrive…Affordably” Helps You Live On A Budget

Jennifer Streaks opens up and offers financial advice

I wrote it because it is the little guy or as I call it “the…

By Stacey Tisdale

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debt

Americans Rack Up Nearly $3B in Vacation Debt

Tips on taking a break with busting your budget

“It’s so easy to get into vacation debt — especially during the summer months when…

By Stacey Tisdale

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retirement

Retirement Income Falling Short in 47 States

Study finds Lack of Savings Hurting America's Seniors

“And while longer life expectancy is generally great news, with much of the burden of…

By Stacey Tisdale

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What Millennials Can Teach Us About Money

Financial tips for America’s Biggest Generation

The ‘go to school,’ ‘work hard,’ ‘save for retirement’ model that worked for Baby…

By Stacey Tisdale

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Pt 2: The Best and Worst States to Retire

Study reveals states with best quality of life and lowest care costs

In addition to think about ‘how’ you want to live and retirement and in your…

By Stacey Tisdale

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Pt 1: Best and Worst States for Retirement

The most challenging places to grow old

While good planning and good health can make those things possible, in reality, the need…

By Stacey Tisdale

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How Much Rent is Too Much Rent?

Study finds rent causing many Americans financial stress

Overspending on housing takes away our ability to fund retirement, education, and takes resources away…

By Stacey Tisdale

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[Small Business Week] Personal Finance Moves for Entrepreneurs

Successful entrepreneurs share what they wish they would have known about money

This story offers personal financial tips that will help small business earners create the financial…

By Stacey Tisdale

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[Study] Americans Saving More, but Lack Financial Knowledge

Financial Literacy Month survey finds risks to long-term financial security

“Although slightly more than half of all Americans feel financially literate, there remains a significant…

By Stacey Tisdale

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Eldercare: Taking Care of Aging Parents While Maintaining Financial Security

“Mr. Eldercare 101” sets the record straight with B.E.

Eldercare issues cross all racial, cultural, economic, religious, political, geographic etc. boundaries. It also…

By Stacey Tisdale

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Money Moves To Make Before You Quit Your Day Job

Before you jump ship to pursue your dream of entrepreneurship, take steps to prepare for the financial shock of your transition.

Among the biggest and most intimidating aspects of the transition from employee to entrepreneur is…

By Alfred Edmond, Jr.

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Don’t Delay Your Retirement Savings Another Minute

Start Now If You Want Income Security

If you’re new to the workforce, retirement savings are far from your mind. You’re thinking…

By Gary Rawlins

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Creating a Financial Life Plan: Where to Begin

How to set financial goals

This story gives readers tools to connect with their highest ideals and priorities so that…

By Stacey Tisdale

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How To

hire talent

How to Hire Talent That Will Complement Your Team and Culture

People make the difference. You can have incredible systems and procedures in place, the right software…

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grief

How to Deal With Grief While at Work

Regardless of where you live in the world, all of us in some way have…

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