Credit & Debt Management Archives - Page 23 of 23 - Black Enterprise adtags: credit,Federal Reserve,interest ratesTags: Array

Money > Credit & Debt Management

Goodbye Credit Card Rate Hikes?

New rules add protections for consumers

For many of us, credit cards have been a saving grace in times of need…

By Renita Burns

Posted: Tags: , ,

What You Should Know Before Filing for Bankruptcy

Bankruptcy has gotten more difficult—and expensive.

It was the daily flood of phone calls that finally did it. They became so…

By Ilana Polyak

Posted: Tags: ,

An Alternative to Credit: Layaway

Tips for getting the most out of your shopping

With its roots in the Great Depression, layaway allows shoppers who don’t have enough money…

By Tamara E. Holmes

Posted: Tags: , , , , ,

You Don’t Have to Cancel Christmas, but…

Making a list and checking it twice could result in the best gift of all: a debt-free New Year.

The pressure has already started to get us to start our holiday shopping and spend…

By Alfred Edmond, Jr.

Posted: Tags: , , , , , , ,

On Shaky Ground

Adriene and Rob Lambert work toward achieving financial unity.

By Sheryl Nance-Nash


From Wall Street to Main Street

The credit crisis' impact on you

The wave of bank failures and the wrangling in Congress over a $700 billion rescue…

By Renita Burns

Posted: Tags: ,

Risky Solutions to Debt Elimination

Taking shortcuts can lead to compounding woes

Desperate for alternative ways to pay down debt, many people rely on quick-fix solutions that…

By Zakiyyah El-Amin

Posted: Tags: , ,

Deep in Business Debt?

Here is how you can pay your creditors and keep your doors open

If you’re like most small business owners, at some point you have robbed Peter to…

By Wendy Harris

Posted: Tags: , ,

Boost Your Credit Score

Bringing up your points pays off

Ever since subprime mortgages became more “sub” than “prime,” lenders have been tightening up on…

By Donald Jay Korn

Posted: Tags: , , ,

Good News For College Loans

President Bush signs law increasing access to federal funds

If you’re the parent of a college student, you know how expensive higher education
can be.…

By Donald Jay Korn

Posted: Tags: ,

Capital Crunch for Black Businesses

Fed report reveals tightened lending standards for smaller firms

A Federal Reserve report released this week underscores the increasing difficulty that small business owners…

By Tamara E. Holmes

Posted: Tags: , ,

Economic Woes Could Seep into the Student Loan Market

Current credit crunch has college lenders tightening standards

With the annual cost of tuition and fees at a four-year private institution averaging $23,712,…

By Tamara E. Holmes

Posted: Tags: , , , ,

Proposed Education Cuts

How President Bush's 2009 Budget May Affect HBCUs

President Bush’s 2009 education budget proposal has many black educators concerned about the impact of…

By Ann Brown

Posted: Tags: , ,

A New FICO Scoring Model

Could it affect your score?

Fair Isaac Corp., creators of the FICO credit score, announced a new scoring model expected…

By Sheiresa Ngo

Posted: Tags: ,

Perfect Score

Taking The Mystery Out Of Building A-1 Credit

Like many, Lisa Ndiaye filled out an application for her first Visa credit card in…

By Sakina P. Spruell

Posted: Tags: , , , ,

How To

hire talent

How to Hire Talent That Will Complement Your Team and Culture

People make the difference. You can have incredible systems and procedures in place, the right software…

Read More »

How to Deal With Grief While at Work

Regardless of where you live in the world, all of us in some way have…

Read More »